How can insurance companies modify workflows in Guidewire applications?

Insurance companies can effectively modify workflows in Guidewire applications by utilizing configuration tools. These tools are designed to allow users, even those without extensive programming knowledge, to customize and adjust workflows according to their specific business needs. Configuration tools enable insurers to create, modify, and manage workflows seamlessly within the application, ensuring that the systems can adapt to changing requirements without the need for extensive coding or development efforts.

This approach allows for greater flexibility and efficiency in workflow management. It also means that companies can quickly implement changes and adaptations to their workflows in response to new regulations or industry demands.

Other options, such as coding directly in the application, involve more complexity and risk, as it requires a robust understanding of the underlying codebase and can lead to challenges in maintaining the application. Hiring external consultants, while potentially beneficial for more complex modifications, is not necessary for routine adjustments that can be managed through configuration tools. Implementing manual processes does not leverage the automation and efficiency that Guidewire applications aim to provide, making it less desirable for modifying workflows effectively.